Debt Advice and Money Management

Debt Advice

Here are some organisations which may be able to help you:

There is lots of free advice on managing your debts. You do not need to pay for debt advice.

Utility Bill Assistance:


  • South West Water can reduce your water and sewerage charges, if you meet certain conditions.  Please contact Southwest Water

Energy bills

The EDF Energy Trust awards grants to individuals and families to: 

    • Clear domestic gas and electricity debts owed to EDF Energy.
    • Purchase essential energy efficient household items, e.g. washing machines, cookers.
    • Bankruptcy/DRO.
  • The EON Energy Fund has been set up to help the most vulnerable customers of any energy company who are struggling to pay their bills.
  • NPower Energy Fund - For domestic customers of npower who are experiencing hardship and struggling to pay their gas and electricity bills. 
  • ScottishPower debt, you could qualify for help from the ScottishPower Hardship Fund.
  • OVO energy - Please see the website for information and advice.

Money Management

It maybe that you don’t have debts, but you are spending out too much money on food, bills or non-essential items.

For useful tips on budgeting and budgeting planners please click on the links below: